What Ayo Omojola thinks about AI and jobs
Product leader and investor: co-created the Cash Card at Square's Cash App, was chief product officer at Carbon Health, founded Refract Ventures, and is building the healthcare payments company Substrate Intelligence; writes the newsletter Kunle.app.
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1 dated position, 2026, in their own words. Our reading of what Ayo Omojola has said — not written or endorsed by them.
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Their wordsThis was informed by my own experience with my throughput expanding at Substrate. In hindsight, I was thinking too narrowly: coding agents will replace the entire office “suite” for a large majority of white collar workers.
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