What Ayo Omojola thinks about infrastructure
Product leader and investor: co-created the Cash Card at Square's Cash App, was chief product officer at Carbon Health, founded Refract Ventures, and is building the healthcare payments company Substrate Intelligence; writes the newsletter Kunle.app.
Ayo Omojola did not write this page.
We collected these quotes from things they published elsewhere, and every quote links to where it was said. They have no account here and have not endorsed this site. Quotes are word for word; the short line under each one is our own restatement, not their wording. Their own site. Is this you? Claim it or ask us to remove it. Or tell us what is wrong here.
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1 dated position, 2026, in their own words. Our reading of what Ayo Omojola has said — not written or endorsed by them.
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Their wordsDownstream, any task that needs determinism and stability (and needs to be low cost) ultimately needs to be rolled to an open source or open weight model, and ultimately on a cloud you own or hardware you control.
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