What Ayo Omojola thinks about America
Product leader and investor: co-created the Cash Card at Square's Cash App, was chief product officer at Carbon Health, founded Refract Ventures, and is building the healthcare payments company Substrate Intelligence; writes the newsletter Kunle.app.
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1 dated position, 2026, in their own words. Our reading of what Ayo Omojola has said — not written or endorsed by them.
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Their wordsI don’t often like to extrapolate trends in a straight line but extrapolating these trends to their logical conclusion basically gets America to a single-payer system in the least efficient way possible, and it’s not clear how that stops.
↗The US will have “single payer” within 5 - 7 yearswriting.kunle.app