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Patrick McKenzie

What Patrick McKenzie thinks about government

@patrick-mckenzie · 33 positions · On ppll ↗

Software engineer and writer, known online as patio11. Ran the small software business Bingo Card Creator and Starfighter, then worked at Stripe; writes about the mechanics of money at Bits about Money and wrote for years at Kalzumeus about careers, negotiation and the business of software.

Patrick McKenzie did not write this page.

We collected these quotes from things they published elsewhere, and every quote links to where it was said. They have no account here and have not endorsed this site. Quotes are word for word; the short line under each one is our own restatement, not their wording. Their own site. Is this you? Claim it or ask us to remove it. Or tell us what is wrong here.

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Only Patrick McKenzie on government. See everyone on government

2 dated positions, 2026, in their own words. Our reading of what Patrick McKenzie has said — not written or endorsed by them.

2 positions so far — this page is not yet offered to search engines.

  1. Our readingThe financial industry functions as an arm of the government, compelled into that role by law and regulation rather than choice.

    Their wordsThe financial industry understands itself to be an arm of the government. We were inducted into this service other-than-willingly through the ordinary operation of law and regulation. This is uncontroversial and unsurprising to insiders.

    ↗Notes on a non-profit indicted for bank fraudbitsaboutmoney.com 1st of 3 in this piece

  3. Our readingThe mandatory financial-transaction reporting regime functions as an end-run around the Fourth Amendment.

    Their wordsOne critique is that this regime is functionally an end-run around the Fourth Amendment.

    ↗Notes on a non-profit indicted for bank fraudbitsaboutmoney.com 3rd of 3 in this piece