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Saving dominates returns early in a career and returns dominate saving later, because compounding is back-loaded.

Drawn from what Ben Carlson said

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What Ben Carlson actually said

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  1. Ben Carlson

    Director of institutional asset management at Ritholtz…

    How much you save has a far greater impact than your investments early on in your career. But as your portfolio grows, investment returns swamp your savings because of the wonders of compounding.

Added to korrents 3 Sept 2026 · How quotes work · Something wrong? Tell us

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