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Ben Carlson

@ben-carlson · 11 positions · 0 changes of mind

Director of institutional asset management at Ritholtz Wealth Management and author of the blog A Wealth of Common Sense, which argues most of investing is behaviour rather than analysis.

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  1. Stock market concentration is a bull market phenomenon.

    It’s a Concentrated Worldawealthofcommonsense.com 1st of 3 in this piece

  2. The market cap weights make sense relative to the fundamentals.

    It’s a Concentrated Worldawealthofcommonsense.com 2nd of 3 in this piece

  3. Even if AI makes the pie grow bigger, it feels like a better bet that it will only increase the level of concentration in the stock market and economy if the past is a good predictor of the future.

    It’s a Concentrated Worldawealthofcommonsense.com 3rd of 3 in this piece

  4. 3 days earlier
  5. One of the biggest lessons I’ve learned working in wealth management all these years is that portfolio changes in client accounts happen more frequently from life events rather than market events.

    How to Invest When Your Portfolio Gets Biggerawealthofcommonsense.com 1st of 2 in this piece

  6. How much you save has a far greater impact than your investments early on in your career. But as your portfolio grows, investment returns swamp your savings because of the wonders of compounding.

    How to Invest When Your Portfolio Gets Biggerawealthofcommonsense.com 2nd of 2 in this piece

  7. 6 days earlier
  8. So my baseline assumption is that people will continue complaining about the trillions of dollars we have in debt but it won’t lead to a financial crisis.

    My Most Contrarian Opinion Right Nowawealthofcommonsense.com 1st of 3 in this piece

    governmentAmerica

  9. I think the fact that the government took on debt during two crises to help households was a good trade-off.

    My Most Contrarian Opinion Right Nowawealthofcommonsense.com 2nd of 3 in this piece

    government

  10. But I am worried about high government debt levels causing policy errors.

    My Most Contrarian Opinion Right Nowawealthofcommonsense.com 3rd of 3 in this piece

    government

  11. 1 day earlier
  12. Occasional downturns in the stock market are perfectly normal. You have to get used to losing money if you want to survive the stock market.

    10 Things You Need to Know About Investing in Stocksawealthofcommonsense.com 1st of 3 in this piece

  13. There is no such thing as an average experience in the stock market until you’ve been investing for a very long time.

    10 Things You Need to Know About Investing in Stocksawealthofcommonsense.com 2nd of 3 in this piece

  14. But if you think about this another way, there have only been three non-overlapping 30 year periods in modern stock market history.

    10 Things You Need to Know About Investing in Stocksawealthofcommonsense.com 3rd of 3 in this piece