Lack of money is rarely the actual blocker to achieving one's goals.

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• If money is the only thing holding someone back from what they want to do, they are not thinking clearly; there is always a way around it. DSDerek Sivers14 May 2025similar wordingFounded CD Baby in 1998 and sold it in 2008
• Cash helps a poor person whose only obstacle is a lack of capital, and does little for anyone whose obstacle is something else. CBChris Blattman27 Jun 2013similar wordingEconomist and political scientist at the University of Chicago
• Earning more is an outer game you do not control; wanting less is an inner game you do. DSDerek Sivers27 Sept 2024similar wording
• Money is used either as a tool for a better life or as a yardstick of status, and most people aim at the first while chasing the second. MHMorgan Housel31 Jan 2024similar wordingPartner at Collaborative Fund and author of The Psychology of Money
• The point of money is what it can earn, not what it can buy. JCJL Collins3 Mar 2026similar wordingAuthor of The Simple Path to Wealth…

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