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Anything marketed as an alternative to a checking account should fall inside Regulation E’s consumer fraud protections.
Drawn from what Patrick McKenzie said
What Patrick McKenzie actually said
- Patrick McKenzie Software engineer and writer, known online as patio11
if it walks like a checking account, quacks like a checking account, and is marketed as an alternative to checking accounts, then it is almost certainly within Reg E scope
Where this was said
↗One Regulation E, Two Very Different Regimesbitsaboutmoney.com
All 2 korrents from this piecethis one is 2nd
Added to korrents 7 Sept 2026 · How quotes work · Something wrong? Tell us
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